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0 of 0 people found the following review helpful:
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Insurance Filing |
September 14, 2011 |
| Reviewer:
Raymond Rhodes
from Fort Myers, FL United States
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Not sure if the insurance payment went through. Does not show as a reimbursement on my card nor have I been notified it was sent.
How do I find out if it was accepted?
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8 of 10 people found the following review helpful:
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CHARGE FOR CLAIM FORM |
November 27, 2010 |
| Reviewer:
ROBERT SAMUEL
from DOVER, DE United States
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IT IS AGAINST THE LAW TO CHARGE FOR FILLING OR FILING A MEDICARE CLAIM FORM.
[CPAP-Supply.com Note: Yes, this is a true. We have never charged a medicare beneficiary for filing a claim with Medicare.
However, we routinely charge a fee for filing a claim with PRIVATE INSURANCE COMPANIES. We do this, because our prices are so incredibly low, and we don't have any margin built into our pricing to cover the cost of the labor involved in handling insurance paperwork. You see, traditional local brick-and-mortar suppliers charge in the neighborhood of about $800 or more for filing a claim for a CPAP machine. They just don't tell you what they're doing. They call the $1,200 price tag the price of the CPAP machine (without telling you specifically that you're paying for payroll, utilities and telephone, advertising, rent and of course, filing the insurance claim). We've got all that other stuff pretty well covered in our pricing, except for filing the insurance claim. For example, we'll sell a CPAP machine for $400, and charge $39 to file your claim. $439 is a lot less than $1,200. You can make the call on whatever makes sense for you. And if you want to buy from us and save the $39 claim filing fee, we'd be happy to include the claim form with your order. Then you can fill it out and submit it to your insurance company on your own. Buying CPAP equipment at a discount online is a great way to help keep the costs of healthcare low. Buying online at super competitive prices saves your insurance company - and ultimately you - a ton of money.
And please don't forget, unless you have supplemental insurance to cover what Medicare doesn't pay for CPAP equipment, you're always better off NOT using your Medicare benefits at a traditional local brick-and-mortar supplier that charges too much for your equipment. It will cost far less to pay for a CPAP machine out-of-pocket without using your Medicare benefit than it would cost to use your Medicare benefit at a local brick-and-mortar store and pay your Medicare deductible plus 20%. This is especially true if Medicare has never paid for your CPAP equipment before, because they require a recent sleep study (to the tune of $2,000 to $3,000) and then you have to rent a CPAP machine for about a year, usually at a ridiculously high monthly rate.
Fee free to call us anytime if you have questions about filing a claim for reimbursement. We're experts when it comes to filing claims with private insurance companies.]
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